Alex Morgan

Sample report · Screened 20 Jun 2026 · 14 High Street, Bristol

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Low risk

28/100

Recommendation

Proceed

Income comfortably covers the rent (3.2x) and employment is stable (4 years in role). No disclosed adverse credit. Rental history is solid with no gaps reported.

Income multiple

3.2x

Gross monthly income vs rent

Job stability

8/10

Employment history and tenure

Tenancy stability

6/10

Rental history and address gaps

Strengths

•Income multiple of 3.2x exceeds the required 2.5x
•Four years in current role — strong job stability
•No disclosed CCJs or bankruptcies

Concerns

•Previous landlord reference not yet verified

Questions to ask / checks to run

Request proof of income for the last 3 months
Confirm contact details for the previous landlord reference

Data gaps

•Deposit funding source not stated

AI-generated assessment — not a credit check or legal advice.